Financing

Financing Ways to Pay for Your Cosmetic Procedures

At Modern Surgical Arts we accept many forms of payment, including payments spread over time through financing. While we do not accept insurance, we invite you to call and speak directly with Amy, our patient coordinator, at Highlands Ranch Office Phone Number720-796-9307 for more information about ways to pay for cosmetic surgery. Consulting with her will help you to apply to the financing company that will best meet your needs.

Cherry

Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every provider that uses Cherry will offer the payment plan terms listed above.
$--.-- / month
Enter a purchase amount to see estimated payments
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every provider that uses Cherry will offer the payment plan terms listed above.
How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve consumer portal.
TestimonialsDon’t just take our word for it! Here’s what other consumers have to say about Cherry…
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Bryana
“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”
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Alex
“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”
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Marie
“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”
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Gabriel
“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”
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Alyssa
“Cherry is amazing!!! Now we can get everything done!!”
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Cassie
“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”
Frequently Asked Questions
Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.
Approvals are valid for undefined days. Once that time period expires, you are welcome to reapply.
If you are eligible for an increase, you may request this through the Cherry Consumer Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the provider confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.
To request a refund, please contact Modern Surgical Arts of Denver directly.

We defer to the refund policies put in place by Modern Surgical Arts of Denver and cannot initiate a refund without their approval.

Once Modern Surgical Arts of Denver authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
Manage My PlanManage your payment plans inside the Cherry Consumer Portal.
More Questions?
Visit our Help Center
Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners. See withcherry.com/terms for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.

Copyright © 2020-2025 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111. Accessibility

CareCredit

CareCredit is nothing like your regular credit card.

It can be used to pay for out-of-pocket expenses that are not covered by medical insurance, and special financing options that you may not be able to get with other cards are readily available.

CreditCare is a financial lending institution that has entered into agreements with a wide range of healthcare providers who accept its card as payment for their services. The card can be used to cover traditional medical insurance copayments​on covered services as well as for elective medical procedures that are not covered by traditional insurance plans. The providers range from doctors, dentists and surgical centers to vision care and hearing centers, and hair restoration and even veterinary services. Cardholders simply go to the CareCredit website and enter a zip code to find local providers that take the card.

With CareCredit you can pay for health and wellness care at over 200,000 enrolled providers across the nation. And once you’ve applied, you can use it again and again at any location that accepts CareCredit.

CareCredit provides both long and short term financing options and with shorter term financing options of 6 & 12 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period.

CareCredit also offers longer term financing periods such as 24 months, 36 months, 48 months, and 60 months.

You can apply for CareCredit online via their website or even by telephone and find out immediately if you have been approved.

All you would need are the following:

  • Doctor’s name
  • How you plan to use the card
  • Name
  • Address
  • Date of Birth
  • Social Security Number
  • Net income
  • Housing information

Patient Fi

We offer PatientFi so you can pay over time with a convenient monthly plan that
works for you. Apply and use your plan risk-free–with no impact to your credit score!
Start a monthly plan that works for you!

  1. Apply and get approved in seconds
  2. Get instant access to your funds
  3. Spend freely, pay an easy monthly amount
    PatientFi offers instant funding up to $50k and zero-interest* plan options for all approved
    patients. And there are no gotchas or hidden fees in the fine print!
 

Ready to look and feel your best? Apply Now